Meet Stephen
With 20 years of experience in the mortgage industry, I’ve built my career around one simple philosophy: making the mortgage process easier, more transparent, and less stressful for everyone involved.
As Branch Manager at First Community Mortgage, I take pride in helping homebuyers understand their options and make confident financial decisions. My experience allows me to quickly assess a buyer’s qualifications, identify potential challenges, and determine the best path forward.
When someone isn’t quite ready to buy, I believe they deserve more than a simple “no.” Instead, it’s, “Not right now, and here’s how we get you there.” Whether that means improving credit, reducing debt, or building savings, I’ll help create a clear, actionable plan to make homeownership a reality.
I also believe strong partnerships with real estate agents create better outcomes for everyone. Through clear communication, creative financing solutions, and innovative programs like FCM Greenlight+ and OnDeck, I help buyers compete confidently in today’s market.
Originally from England, I’ve called Atlanta home for more than 20 years. I bring a straightforward, relationship-driven approach to my work, with a little British personality along the way.
Outside the office, you’ll find me playing tennis, doing CrossFit, enjoying the lake, or cheering on my two boys at their soccer games.
My goal is simple: to deliver an exceptional mortgage experience, build lasting relationships, and help people move forward with confidence.
Real Experiences
Stephen and his team are a first rate group!
Kyle F.Stephen was incredibly responsive and always helpful in answering my many questions. He made the process of getting a loan as straightforward and easy as possible. Working with Stephen gave me peace of mind that our transaction would go smoothly.
Samantha C.We had some unique situations in our close that Stephen was able to navigate us through with the outcome we were hoping to see. He was very communicative through the process which was appreciated during a stressful time. I have worked with Stephen in the past and he continues to make the proccess as easy and seamless as possible. I have already recommended him to several of my friends and will continue to do so moving foward.
Lynn B.Stephen went above and beyond to get us to our closing date on our new home. He was very personable and answered all of our questions throughout the home buying process. Would HIGHLY recommend him to family, friends, or anyone buying or selling a home.
Daniel D.Stephen was clear and direct in communicating all the necessary information to me. He provided clear answers to even the small questions I had. I was a first time home buyer and had some uncertainty about the mortgage and purchase details. Stephen helped me understand what everything meant and how it was all tied together. I had no problem reaching him and throughout the process and he helped me become comfortable with the decision. I'd highly reccommend him to others looking for someone to walk you through all the details and help you be confident on closing day and after.
Michael E.Easy to work, available at all times to ask any questions. Great transparency
Ajay G.The personalized attention & expediency of processing & completeing my loan. Stephen Mearman was a great help to me during this process. Thank you!
Linda C.Stephen was very accessible throughout the entire process, upfront about everthing and never made me feel as though I was a bother
Bill G.Steve is very conscientious, timely, and professional.
Moises L.Excellent communication and quick response time
Lee L.Stephen was incredibly helpful throughout the entire process. He kept us informed and educated all along the way. Stephen and his team are very friendly, knowledgeable, and professional. Any time we had a question he was quick to respond and provide feedback.
Andrew L.Prompt communication Seemingly impartial advice Pragmatic approach to solving problems Simultaneously professional and compassionate
Daniel F.Stephen is always quick to reply to questions with great detail, always making sure I was fully informed.
Jacob M.Steve was great at communicating throughout the whole process.
Penelope B.Stephen was quick to answer all of our questions, work with our schedules, and guided us thoroughly through this complicated process! Starting with great communication with both our agent and the selling agent made our offer process so much smoother.
Georgia M.Stephen was very knowledgeable and helpful in his understanding of the home buying process. My wife and I are very appreciative of the support he gave us in our first-time home buying process.
Jacob M.Communication and the process was perfect with Stephen.
Shawn Y.Stephen is very professional and detail oriented. Great advisor and provides a great experience.
Robert L.Stephen was incredibly communicative, knowledgeable, supportive, and kind! He really made the home-buying process much smoother.
Danielle Nicole L.Stephen was really great at giving advice on how to navigate the challenge rate environment for a buyer. I appreciated his commitment to answering my questions and guiding me through the different products and options available to me. He was patient and highly responsive even when he was out of the office on vacation.
Annette H H.Stephen was available and helpful in getting us into our new home!
Hannah P.Stephen’s commitment and dedication to getting us funding for our unconventional situation.
Kymberlee P B.Steve was brilliant. Exceptional for the industry he is in.
Adam Patrick S.Stephen always communicates well and is very knowledgeable.
Jeffrey P B.Stephen was fantastic to work with. He really helped with my first home buying experience by being highly available for questions throughout the process and by going the extra mile to work with my budget and timeline. I would highly recommend working with him.
w f .Stephen was fantastic to work with. He really helped with my first home buying experience by being highly available for questions throughout the process and by going the extra mile to work with my budget and timeline. I would highly recommend working with him.
w fStephen was fantastic to work with. He really helped with my first home buying experience by being highly available for questions throughout the process and by going the extra mile to work out a plan that fit my budget and timeline. I would highly recommend working with him.
Wesley Scott F.Stephen was excellent all around.
Axel Emmanuel R.This is the second mortgage I have experienced with Stephen. He is always professional and quick to respond to my questions. Both experiences have been great.
Mark Allen H.Stephen was easy to work with and always kept us up to date on the status of our loan. He searched for the best rates and options and was in constant communication with us. He is very professional and knowledgeable about the products he offers. I would highly recommend him to anyone looking to buy a house!
Alethea Martin H.Stephen was extremely helpful, and communicative throughout my entire buying process. He stayed in touch, was always available when I needed assistance, and gave me great advice and recommendations.
Arielle G D.We have used Stephen for multiple properties. Stephen is alway quick to respond and is available for any questions you may have.
Brandon M P.Stephen was extremely helpful & responsive.
Lauren Nicole O.Very responsive. Knowledgeable. Helpful. Professional. Made things easier. Added value.
John R M.Attention detail, knowledge, and friendliness
James S P.Great communication and loved the app feature to upload documents through.
Rachel K P.Stephens conservative approach meant no surprises at the closing table. Plus he kept us updated throughout the process.
Isha V.We were first time buyers, Steve made this process far less intimidating than expected. Made us feel very comfortable and confident in making our purchase. Cannot thank him enough!
Benjamin W.Thanks for all the support could not have dine this without you.
Zanique S.Stephen, was great to work with over the entirety of the process. Thank you, Stephen!
Jorge A N.Very communicative and helpful
Simon G.Stephen's professionalism and responsiveness is unparalleled. He always took my calls and frequently provided new ideas and advice to make the buying process as easy as possible. I cannot recommend him enough!
Andrew Hamil W.Stephen and his team were extremely accommodating, and went to great lengths to ensure that they communicated clearly and timely what was required. Their due diligence in both terms of transparency and speed was impeccable. They displayed a great deal of patience in explaining the processes and whee always pronpt on retuning phone calls or replying to emails. A solid 10/10. Will be thrilled to refer them to friends and associates.
Ferit V.Mr. Mearman was always available to answer questions and guide me through the process.
Sharon Ellen W.Stephen was great. He was patient & prudent when we had questions.
Andrew Charles T.Every part of the experience has been great. Stephen was always available to answer my questions. The loan process went very smoothly.
Mark Allen H.Helped me with alternative methods of obtaining documents needed; worked unendingly to make a short closing date.
Doreen Wener S.Considerate of our needs, goes the extra mile, spends time explaining things in great detail.
Michael S.Made everything really simple, followed up when needed and keep me informed.
Pierce R N.Competitive terms Responsive Convenient Process
Jeffrey M.Quick and informative responses, possession of current market information and professionalism, will recommend for future businesses
Natalia Terentieva V.Quick, clear communication!
Brandy Dee W.Great communication and availability
Phillip Glenn W.Excellent communication, quick process and he was kind to answer all my questions
Clifford R H.You made the process very clear and easy to understand. You made yourself available to any calls, texts, or emails. Your response time is also excellent. It was a pleasure working with you.
Mayra S.Stephen made this process so easy for us. I was informed on the process every step of the way. everything was communicated quickly and clearly. Thank you!!
Jaime L H.Stephen answered all of my questions and provided great advice right up to the minutes before closing. We were very happy to have had the opportunity to work with Stephen.
James Keith S.Everything was easy and done very quickly.
Ryan N.I loved working with Stephen.
Heather R.Communication, clarity and service was excellent! We are completely satisfied. Great job!
Carla P B.Stephen was very communicative and was a pleasure working with him!!
Isabela S.Stephen was easy to get in touch with and explained everything thoroughly. He helped this process of buying my first house to go as smoothly as I had wanted!
Tina Lynn L.Clear communication. Expectations set and delivered upon
Kyle F.Stephen was extremely helpful to my home buying process, couldn’t have done it without him! Thank you!
Joy Marie W.Easy to work with. Steve is great.
Joe W L.He is extremely fast, always in contact and moving forward, makes the experience as smooth as possible!
Lauren L.Stephen was always available to answer our questions and keep us on track.
James K.Stephen was great to work with as a first-time gone buyer. He was very accommodating to meeting with me at odd hours and very responsive via email, cell, and text message. The biggest challenges I had were partly self-Inflicted when I went against Stephen’s advice, but there was some stress in the days before my closing date due to miscommunication between Julie, Stephen, my realtor, and myself. In spite of this, I would not hesitate to recommend working with Stephen, Julie, or First Community.
Rachel A.The communication through out the process was fantastic.
Girish K.Stephen and his team kept us informed and updated every step of the way.
Joanna M.Super easy to work with and helpful! Fast closing and great service!
Nicole A.Stephen was very helpful and always available to chat if and when we had questions throughout this process. Both Michael and I appreciate his attentiveness and would recommend his services!
Robert M.Stephen articulates everything very well throughout the process, timely responses to questions, very patient.
Frank J.If we had a question he answer them timely we didn't have to wait he answered as soon as possible and we didn't have to wait
Judy L.Timely and informative communication with email and telephone
Charles C.Stephen and the whole team were great to work with. We were able to get a great rate and the whole process went very smoothly. They answered any questions we had and worked quickly to resolve any issues that came up. I would highly recommend their services to anyone.
Timothy P.The attention to detail and willingness to offer options. Also I am stickler for follow up and Stephen met or anticipated me each step of the way.
John F.Stephen was very knowledgeable and informative. This helped to create a comfortable experience transitioning to a new home. I appreciate his excellence in service and I will recommend him should anyone ask for a recommendation.
Darnell L.Stephen did a great job! Very informative and fast acting! Never left me in the dark and was there when I had any questions!
Redford C.Working with Stephen on refinancing our current mortgage was a great experience! His communication and follow through with the process was seamless and we were thrilled with how quickly everything went! Stephen is very professional and easy to work with! Brittney & Jeff Harkins
Brittney S.Stephen is the ultimate professional and was always accessible, organized, and thoughtful, throughout the entire lending process.
Matthew A.Liked the hands on service
Christopher S.Easy to work with Stephen and team - concise, thorough and able to answer all questions quickly.
John D.Stephen Mearman was very professional and easy to work with.
Douglas A.Stephen is so great to work with! Whenever we had questions, he was always available to answer them and make sure we felt comfortable with our decision. I would highly recommend Stephen!
Maria D.Reach Out Anytime
Stephen Mearman
AVP Branch Operations | NMLS ID 248015
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