Meet Jason
A Richmond, VA native, Jason is proud to serve and support the community he calls home. Outside of work, Jason enjoys traveling, cooking, weightlifting, playing music, and staying connected to his alma mater as a proud James Madison University alumnus. An animal lover, Jason also enjoys caring for his two adorable cats, Parker and Lily, and his sweet chihuahua, Nola.
Mortgage Guidance and Expertise:
With 28 years in mortgage lending, Jason brings deep knowledge and experience to every client relationship. He educates, advises, and guides clients through the mortgage process with clarity, confidence, and certainty. Jason especially enjoys helping first-time homebuyers, drawing on the joy and pride he remembers from purchasing his own first home 30 years ago. He also has expertise in supporting business owners, self-employed individuals, and real estate investors—clients who are often underserved by traditional lending. Jason is committed to providing best-in-class service by being accessible, responsive, and consistent in his communication, while clearly explaining each step of the process. Through a consultative approach, he helps clients explore loan options that align with their goals and needs and works closely with realtor partners to deliver a smooth, stress-free experience.
Business Hours:
| Monday | 8:00 AM to 5:00 PM |
| Tuesday | 8:00 AM to 5:00 PM |
| Wednesday | 8:00 AM to 5:00 PM |
| Thursday | 8:00 AM to 5:00 PM |
| Friday | 8:00 AM to 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Service Areas:
Richmond, Henrico, Glen Allen, Hanover, Mechanicsville, Midlothian, Chesterfield, Powhatan, Manakin Sabot, Goochland, Rockville, New Kent
Real Experiences
I’m so happy I referred my friends and close neighbors to Jason! They needed financing for an agricultural loan, and he took such great care of them throughout the process. It means a lot to be able to recommend someone and know they’re going to be in good hands. Thanks to his help, they now have a beautiful new barn and fenced pasture for their two horses! Seeing their dream come to life makes me so happy, and I’m grateful he was there to help make it happen. I wouldn’t hesitate to recommend Jason to anyone looking for a mortgage lender who genuinely cares about his clients and goes the extra mile!
Leslie Brooks Interiors .I’m so happy I referred my friends and close neighbors to Jason! They needed financing for an agricultural loan, and he took such great care of them throughout the process. It means a lot to be able to recommend someone and know they’re going to be in good hands. Thanks to his help, they now have a beautiful new barn and fenced pasture for their two horses! Seeing their dream come to life makes me so happy, and I’m grateful he was there to help make it happen. I wouldn’t hesitate to recommend Jason to anyone looking for a mortgage lender who genuinely cares about his clients and goes the extra mile!
Leslie B.Jason was communicative, informative, patient, well versed in various loan options and what would work best for my situation. Highly recommend
Gina H.Jason was the best. Answered all our questions and went over and above to do our loan. I have receommended him to everyone.
Becki C.I had a great experience and Jason Richardson was super helpful!
Nannette H .Jason was super helpful and very knowledgeable and attentive to my questions and what needed to get done. I felt like I got great service.
Nannette H.Jason was patient, knowledgeable, and professional throughout our entire home-buying process. He was always happy to hop on the phone and talk through our questions and guide us in the right direction. Highly recommend!
Kathryn J.Done 4 dealswith Jason this year he's a True professional and a pleasure to work with Highly Recommend !
Ariel R.Jason Richardson was outstanding to work with throughout our home loan process. He was knowledgeable, responsive, and incredibly organized from start to finish. Jason took the time to clearly explain each step, stayed ahead of deadlines, and made what can be a stressful process feel smooth and manageable. His attention to detail and proactive communication gave us a lot of confidence, and we always felt like a priority. We’re very grateful for his help in getting us into our new home and would highly recommend Jason to anyone looking for a seamless lending experience.
Christopher J.Jason gave me plenty of great advice as a first time home buyer.
William P.The process was clear and moved forward quickly and Jason was friendly and helpful
Nannette H.Timely communication and quick respond to emails etc...
Tina O.Jason is understanding and easy to work with
Tyler H.Jason was very helpful during our process of buying a home. He was thorough in explaining how the buying process works and had us complete a first time homebuyer course to help us get familiarized with the steps. What separates Jason from most, is that he was always quick to respond. Jason did not miss a beat! We thank him for his guidance and kindness towards us during an exciting time in our lives. I would use him again in the future and recommend him to anyone!
Chloe N.Very smooth process with easy communication along the way!
Helen L.Jason explained everything and made the process very easy
Matthew L.Jason is a true professional and a pleasure to work with ..looking forward to working with him soon on my next deal
Ariel R.handled a lot of things for us that he didnt have to, fixed every issue. above and beyond.
Jeff C.Jason was always available whenever we had a question or concern. He was professional, knowledgeable and always very helpful.
Theodore B.Jason Richardson has received a review with 5 star rating from Robert Post
Robert P.Jason is the most helpful loan officer in the business. He walked me through the entire process of obtaining a mortgage on my first home and was always there to answer my questions. It is difficult to find someone as responsive, professional, and knowledgeable as Jason. I highly recommend him to anyone in the market.
Ryan B.Jason's the best. Helped us refinance our home at a great rate and was super responsive. I definitely recommend him for your mortgage needs.
Brian P.Jason has helped me with multiple mortgages. Residence and investment properties. First Class all the way. Highly Recommend.
Peter W.Jason is the ultimate professional and is extremely knowledgeable about the mortgage lending process! He has helped several of my friends and family who all sing his accolades! I highly recommend Jason for your next home purchase or refinance!
JerryJason is the ultimate professional and is extremely knowledgeable about the mortgage lending process! He has helped several of my friends and family who all sing his accolades! I highly recommend Jason for your next home purchase or refinance!
shieldapgJason has 25 years in the mortgage biz and is one of the most meticulous lenders I’ve ever worked with. He keeps the ball rolling throughout the entire process and his communication with his clients is almost unbelievable! I don’t know many lenders who show up with a bottle of wine to their clients’ closings!
Alden RiceJason has 25 years in the mortgage biz and is one of the most meticulous lenders I’ve ever worked with. He keeps the ball rolling throughout the entire process and his communication with his clients is almost unbelievable! I don’t know many lenders who show up with a bottle of wine to their clients’ closings!
travis A.I’ve done mortgages with Jason as have several friends. First rate problem solver and great communication from him throughout the process. Would Recommend.
peter wallsI’ve done mortgages with Jason as have several friends. First rate problem solver and great communication from him throughout the process. Would Recommend.
peter W.Great work by Jason Richardson on a difficult jumbo loan. Jason was very accessible when I needed him & went to bat for us when we needed him to. Very happy, would use again, & would recommend!
Peter W.Jason was absolutely amazing. I was ready to give up a number of times but he got me thru it. He was very communicative and supportive the whole way through.
Robert GREGORY J.Quick and clear communication during both business and non-business hours.
Taylor Paige H.Jason was amazing every step of the way. We have purchased several homes and this was a great experience. His communication & dedication to getting us exactly what we needed, was fantastic. We are so pleased!
Justin Sidney W.smooth as silk we thank everyone
Ralph E B.Working with Jason and NFM was almost transparent to me. Jason's advice was excellent, and communication was always abundantly clear. That Jason came out to my settlement meeting to say hello was a nice touch that I appreciate. It was a pleasure to meet him and to work with NFM Lending. The entire experience secured a very important milestone for me.
zuser201905191955542Working with Jason and NFM was almost transparent to me. Jason's advice was excellent, and communication was always abundantly clear. That Jason came out to my settlement meeting to say hello was a nice touch that I appreciate. It was a pleasure to meet him and to work with NFM Lending. The entire experience secured a very important milestone for me.
zuser20190519195554233Working with Jason and NFM was almost transparent to me. Jason's advice was excellent, and communication was always abundantly clear. That Jason came out to my settlement meeting to say hello was a nice touch that I appreciate. It was a pleasure to meet him and to work with NFM Lending. The entire experience secured a very important milestone for me.
Mark L.Communication was amazing and I really thought that Jason was working hard for me to get me the best rate and most efficient closing.
Robert J A.Jason Richardson has received a review with 5 star rating from Michael None
MichaelJason and Lindsay were great to work with. They are both very attentive, patient, and knowledgeable plus really timely communicators. We were able to get the financing needed for the property we wanted and at a nice rate, thanks to Jason's spot on timing! We highly recommend NFM Lending.
John M M.Jason and all the staff at NFM were extremely professional and made the process of purchasing a home enjoyable.
Brendan Mark M.Jason and the NFM team are great
Kimberly Erin M.was quick , painless and closed on time !!!
Christopher Scott H.Jason, is very knowledgeable about the products and the process.
Eric L W.Super fast and easy epxeirence!
Sarah F.Everything went well from start to finish. Our son got his home loan from Jason too. You guys do great work.
Thomas C S.Jason was great. Communication was excellent and he went out of his way to make the process go smoothly.
Michael A S.More paperwork than should be required; Had to re-sign nearly all docs at in-person closing
Lawrence Raymond C.We loved working with Jason. He is so efficient and communicated with us the entire process. Jason was very patient with us and secured us a great loan. We would highly recommend him!
Kelly N.Jason kept an eye on things, even when others in the process dropped the ball, he picked them up and got us to closing!
Christopher N.Jason and team were fantastic! They were patient with my questions and communicated quickly and clearly. I felt comfortable and informed throughout.
Jennifer M.Quick, easy, and very informative . Supportive, nice people to work with.
James H.Jason was amazing to work with from start to finish especially for someone who was a first timer in the whole process. He was accessible when I had questions, patient with my never ending what if’s, and really worked to make the process seem less and effortless for me.
Kelly L.Great experience. Easy process. Always kept us up-to-date on what was going on.
Sarah M.Our experience with Jason at NFM Lending has been wonderful. We have had three loans that Jason worked with us on. I wouldn't go anywhere else.
Andrew P.Jason was pleasant to work with and very informative. At several points of time in the process going the extra mile to make sure things were taken care of and he made the process seamless for me. I enjoyed working with him and would recommend his services.
Deborah J.Jason was informative and friendly. We had a good experience with NFM.
Cailin M.Working with Jason and the team at NFM was great. We felt like our questions were heard and answered carefully and that responses were quick.
Ross G.Jason was a huge part of our success in our recent purchase. He was able to create access to the right funding for us and supported our transaction through uncertainty around our closing. I would highly recommend working with Jason and NFM for your home buying needs!
Donald C.Jason was a pleasure to work with... again!! He makes the process simple and efficient. I would definitely not hesitate to work with Jason again or refer my friends and family when the opportunity arises!
Christopher L.Jason and his staff were friendly and responsive. The only setback was getting final documents to us in a timely fashion.
William L.We appreciated working with you. You made everything very clear and easy on our end.
Carissa K.Jason and NFM were very easy to work with. Our home refinance process went very smoothly and they were able to get us a great rate on our new loan.
Cody A.Jason was very helpful, always made himself available to answer questions, took the time to explain things very thoroughly, and was patient when he did so. He offered strategic insight into how to make the process work best for myself and family’s situation.
Mark A.Jason helped us with our first primary residence so it was only natural to do our refinance with him also. He walks you through each step of the process so you always feel well informed.
John H.There was great communication and overall smooth process.
Michael A.Jason was great. The experience at the end the day of closing was not as good but Jason stepped in to help us out which I greatly appreciate.
Sarah F.Jason was courteous, informative and patient throughout the process. We achieved the rate we wanted and met the targeted refinance closing date without a hitch.
Jason T.It was great very helpful and did everything they could
Ethan W.Up front on what he needs from me to complete the task, replies back fast
Connell A.Working with Jason was fast, easy and reassuring. He told us us how it would work. He stayed in touch with us the entire time. He made sure we understood what we needed to do. He met us at the closing. Everything went like clockwork.
RBrodskyWorking with Jason was fast, easy and reassuring. He told us us how it would work. He stayed in touch with us the entire time. He made sure we understood what we needed to do. He met us at the closing. Everything went like clockwork.
rbrodsky1Jason, is quick, thorough and pleasant to work with. He makes the process easy. The technology used by NFM is easy to use and understand.
Elizabeth T.Jason - did an excellent job communicating requirements, and keeping me informed of the status changes. I enjoyed working with a professional who enjoys their job!
Richard J.Jason is AWESOME! You won’t find a better person to help you with your loan. From start to finish he works hard to get things done and keep things on track for you. I will never use anyone else again. Jason is my guy and I will refer all my friends, family and business associates to him. He also helped my in-laws with their loan. They loved him as well. Mike Gray
Michael G.Jason was professional and very responsive. He answered all of my numerous questions with clarity. I will recommend him to anyone I know!
Tiffany N.Very knowledgeable and there was no pressure 🐐
Richard K.We had a wonderful experience working with Jason and his team! We were communicated with throughout the process and they were patient with our questions. Everything was incredibly smooth and they were friendly and helpful. He made it easy. Thank you!
Kelly N.The communication and follow-up was really well done. The pre-prepared videos did a nice job of letting us know where we were at. Everyone involved communicated well, but Jason in particular was always on top of everything, responding to questions in a timely manner and anticipating needed documents.
Douglas W.Jason was very professional and always responded to our inquiries timely.
Ingrid M.Jason was very helpful and responsive. Happy with the experience. Thanks!
Logan P.Communication was timely and consistent. The process was concise and easy. I felt like Jason was on our side and helped us get the best interest rate possible.
Helen S.Very informative and professional. Really easy to work with.
Carlton S.Despite COVD and not being able to meet with Jason, I felt he was accessible and ready to help with any question.
Anne H.I have worked with a number of mortgage lenders and originators as a family law attorney, and in my personal life. I have never found found as easy to work with as Jason. The rate was excellent, fees were fair and the process went without a hitch.
Brian H.Always easy working with Jason and team. Quick process all around.
Kyle R.I truly enjoyed working with Jason. He helped make the buying process easy and understandable, and was always available to answer questions. With NFM Lending, and working with Jason, I got exactly what I was hoping for: an experienced team, personal interaction, and technology that made the buying process simple, understandable, and convenient. I would absolutely recommend NFM Lending to anyone looking to finance a home.
Thomas H.Not only WOULD I recommend Jason, I HAVE recommended Jason.
Gwen G.From start to finish, Jason kept us informed every step of the way to provide us with both a stress free and quick application process.
Steven R.Great experience throughout the purchase process. Jason was patient with our many questions, got us a great rate and took much of the stress out of an otherwise nerve wracking endeavor.
Jason T.Jason did a great job with the entire refinance process. It worked out exactly as he explained to us. We were very pleased with his expertise and the ease which we could use the NFM website.
Holly W.Jason made our refinance hassle free. He attentively oversaw all aspects of the rate lock, application process and closing - we could not have been more pleased with his services and NFM generally.
Brian R.I found the experience to be quick and efficient with no problems or inconveniences. Jason was very good at explaining the process as well as what was needed during the loan process.
Christopher G.Jason was a pleasure to work with. He is very persistent and patient. We had a unique purchase as it was part of my family's estate. It couldn't have been done without him.
David T.Jason made sure that he did everything he could to make the process easy for me. He is helpful and attentive and stays in touch throughout the process.
jannemiekekeenerJason made sure that he did everything he could to make the process easy for me. He is helpful and attentive and stays in touch throughout the process.
jannemiekekeenerReach Out Anytime
Jason Richardson
Production Manager | NMLS ID 1088805
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