Julie Smith

Julie made the entire experience as seamless as possible. We trust her opinion wholeheatedly. We will highly recommend Julie to our friends and family.

Julie was absolutely outstanding throughout the entire process. She was knowledgeable, responsive, and made what could've been a stressful experience feel seamless and straightforward. Every question was answered promptly and her professionalism and attention to detail gave us confidence every step of the way. We couldn't have asked for more and would highly recommend Julie to anyone seeking a mortgage loan.

We were on a time crunch to make it happen and it turned out smooth sailing. So glad you took care of everything.

Julie was excellent in all ways, communication, guidance, action and all way with that personal touch.

I would scream Julie's name from rooftops all over the world! I have never in my life dealt with a more caring, considerate, efficient, kind, knowledgeable person in business. Julie really does care about helping you. She really truly cares about getting you the best of everything you need. Julie is the best at her job, but also making you feel like a long lost friend! In my opinion, I don't believe it's possible for anyone anywhere that can do better than her. She's the best. I can't say enough wonderful things about her and am estatic that my realator gave her my name!!!

Julie was very pleasant to speak to answering all of my questions no matter how dumb they might have been. Once she had all the information she needed had my loan quotes sent to me. She broke everything down and helped me understand what everything meant. I will definitely recommend her to friends and family.

Julie kept us informed, posited helpfully whenever we hadn't yet made up our minds on something, explained every issue comprehensively, and was super friendly.

Absolute pleasure to work with Julie who is professional, positive, and passionate about making the process as easy as possible !

We ran into a lot of VA issues, a few mistakes here and there. Overall the deal went through.

Julie..Julie made it GREAT. From our very first text message and phone call, she was SOO easy to talk to and never left anything unanswered. We had some uphill battles in the beginning and she was empathetic and kind but also determined to see us close on our home. She is now a close friend to me and my family but EVEN if we had not become friends (which I assume she makes friends with most of her clients b/c of her amazing personality and unmatched work ethic...although I am still going to say that I am a "SPECIAL" friend LOL.) I would still hands down reccommend her. She is the ultimate professional and amazing at her job. I really can't say enough good things about how easy and pleasant she made this experience for me and my husband. We love her and would hands down recommend her and FCM to anyone needing a lender. Thank you Julie for EVERYTHING.

Julie is awesome and super communicative. She also was even helpful with the home search and purchase itself.

I’m incredibly grateful for everything Julie did throughout the process. Her relentless effort to find the best possible option for me really stood out. More than just being knowledgeable and responsive, she made me feel like she was genuinely in my corner and fighting for me every step of the way. That level of care and personal commitment is rare. I always felt I could count on her, and I truly couldn’t have asked for a better Loan Officer. Highly recommend!

Julie is a very outgoing, personable, and knowledgeable representative of her company. She was in constant contact and available anytime I needed to resolve issues associated with my home loan. I alwas always felt welcome to contact her at any time. it was a pleasure doing business with her and her company.

Julie Smith kept everything moving forward smoothly and efficiently to make sure we closed on time. Always made time to address any questions or concerns right away. Would recommend to anyone!

Easy and smooth experience overal. Highly recommend!

Julie made the process simple and easy. there was very good communication as well throughout the process.

Julie was awesome to work with! She was extremely helpful and quick to communicate with us when needed!

Truly appreciate the work Julie put in to help me navigate the process and expedite things to ensure we closed on time! She's one of a kind. Give her a raise!

Have fast they had responded and helped me get everything I need to get a home and was patient with my mistake and welcome my family like there own great people❤️

Julie is very profesional and knowledgeable along with being friendly, sweet, kind, and thoughtful. We appreciate her prompt, expert, organizational skills.

Julie and Chad. Will work with them every chance we get. AWESOME TEAM !!

Julie did a great job helping us navigate this complicated process, she was always quick to respond to our questions and able to work with our inconvient schedules . Her advice was sound and at no point did we worry that we were being lead astray, in every case her best interest was our best interest. We are so glad to have worked with such a fantastic agent to secure a mortgage!

Julie and her team were exceptional at every turn. This was our first experience buying a home so we had plenty of questions and they were there for us no matter what.

Julie is always on the ball with providing information and making us feel comfortable throughout the entire process. This is the second loan I've done with her, and if I need a third, I'll call her again. She should probably be running the entire joint.

Very responsive, highly experienced and wonderful to work with.

Julies communication and willingness to help!

Great insights, informative, flexible... patient with out many questions and willing to connect during times that aligned with our schedules. We have nothing but good things to say - Thamk you again, Julie!

Julie is absolutely amazing and really cares! She answers any and all questions and really helps to make the whole process as smooth as possible.

Julie's communication was great throughout this whole experience! She walked me through every question I had about the process. Julie is very knowledgeable and passionate about taking care of her clients. I would 100% recommend her to anyone!

Julie and Chad made our move SO easy! I never had to reach out asking for updates, they were on top of everything. The paperwork involved was easy to follow and understand. Any questions I had were answered promptly. Julie and Chad really care about their customers. I don't know what I would have done without their help. They make an amazing team!

Julie is patient and communicative. She breaks more complicated topics down, so it is easier to understand. This is my second time working with her, and I really appreciate how at ease she makes you feel with the entire process!

Julie was an absolute pleasure to work with and truly exceptional throughout the entire process. She has a remarkable ability to explain everything clearly and thoroughly, always taking the time to ensure we fully understood each step. Her willingness to go above and beyond to answer our questions and address any concerns made a significant difference in our experience. Julie was consistently accessible, supportive, and professional. We genuinely couldn’t have asked for a better person to guide us through this process.

Julie was personable and caring. People are missing from the world nowadays, stuck in their screens chatting and emailing. A good phone call, a joyful attitude, and a personal conversation with real advise is refreshing and goes a long way. I consider Julie not only a partner in this process, but someone I would invite into my home.

Julie was great . So was Chad. Patient and made things easy on me

Julie was incredibly helpful throughout the closing process. As a first time homebuyer, I imagined the process to be a lot more daunting, but she was so communicative and prepared us well on what to expect and explained everything along the way.

so friendly and always kept us in the loop.

Julie helped us catch the lower interest rate so we could refinance. She is knowledgeable and quick to respond to questions and follows up well with and concerns or issues. Things were smooth for the refinance she helped us get it done during a stressful time for us and the refi really helped us.

Julie is an absolute gem and so helpful! she communicated everything in a way we could understand and was just so lovely to work with! We love Julie and her team!

The whole process was great Julie was extremely helpful and I never had any doubts in my mind.

Julie was great! Fast and communicative. She answered and explained every process from start to finish. she provided options and advice to help us along the way!

julie and the team were very informative and helped with understanding everything that we were signing.

Julie was very communicative and helped when things went sideways. She was flexible and helpful.

Julie was beyond helpful and I felt like all of our questions were answered so quickly and clear! I would recommend her to anyone!

Julie listened to what we needed and were looking to try to do with the morgage. She explained the whole process to us with great detail and offered guidance when we asked. She made sure we got the absolute best payment and interest rate. Overall Julie offered exceptional service and would recommend her to everyone!

Great communic and follow through

The team was very helpful in getting all my information on a tight timeline.

Julie was so supportive and also great with communication!

I was very pleased with the communication between yo company and myself. The only thing that was a little discouraging was the technology today doesn't consider the age of some and the lack of understanding I had of it:)

The overall communication, effort, and energy the team put forth is beyond words. I would 100% recommend Julie to anyone looking in th this housing market. Thank you 1000x!!

Julie and Chad were extremely communicative with the process and flexible as we had changes and hiccups happen. I couldn't not imagine a better experience as a lending professional myself. 11/10 stars, would recommend them to anyone!

Julie was great! She was super communicative and kept us informed the whole way!

Julie was always very friendly, gave very helpful advice to my husband and I as first time home buyers, and she was also a big cheerleader for us as we found our home. She was always happy to answer any and all questions we had. She always did her best to make sure she was available for us if we needed to have a longer conversation. Her and the whole team that helped us were amazing and friendly and professional and just overall very helpful through the whole process. Amazing communication, we didnt ever have to wonder what was happening. Just a great experience over all and would recommend Julie and FCM to anyone looking for a new home 🥰 thank you all from the bottom of my heart for making this such a wonderful and easy experience for us!

Julie communicates very well- any changes or questions we had she responded quickly. Dhe is very knowledgeable & very easy to relate to

Julie and Chad are an awesome team and we truly benefited from their experience, intelligence, and hard work in an expedited loan experience . We are so grateful for their help in facilitating a stressfree process! Forever grateful!

Julie is so genuine and kind. She is incredibly knowledgeable about her subject matter and most importantly, willing to ask for help when she doesn't know something . She responds in a very timely manner and manages expevtations when she cannot. A lovely experience with a lovely woman. Could not be more grateful.

Julie was very easy to work with. She was knowledgable, prompt and communicative. She went above and beyond to provide the best possible loan for us and facilitated our ability to close earlier than expected. I am happy to consider Julie a friend now.

Julie was so helpful throughout our entire home buying process! She answered all of the questions we had and was wonderful to work with 🤍

Julie was so helpful and insightful during the mortgage process. She was in constant communication with us so we were always updated and informed.

Julie is great always punctual easy to communicate with and easy to contact!

As a first time homeowne, I had lots of questions and Julie was incredibly helpful and responsive. she was so fun and that helped take a lot of the stress off of us .

Julie was very friendly and professional. She worked hard to complete our transaction in a timely manner. Thank

Julie waz efficient & very knowledgeable & kept us updated though the entire transaction. No surprises went very smootly . A+++

Julie was so communicative and friendly right from the start! She was thorough in her explanations and ensured that we were given all information before making a decision. Julie responded in a timely manner each time and was supportive throughout the entire home buying process.

Julie communicated with me through every step of the process. She did everything she could to make sure that I was set up for success through the process of purchasing my home all while treating me like a friend!

Julie was so great at discussing our options and helping us get on track financially for our home.

My loan originator made it great! Julie made what seemed impossible to me, Very possible and she made look easy, I had no idea I was capable of getting the size loan she got me and with no complications whatsoever, it was amazing, and fast! 🫶🫵☝️

Julie is on point everystep of the way! She is beyond easy to work with and really cares about her client.

Julie and Chad rock and are SUPER helpful. I recommend Julie to all my friends all the time :)

Very friendly, she always got right back to us when we had a question and was just amazing with getting us the stress of buying a home! We love her!

Julie is the reason. she was extremely knowledgeable and very helpful in any way that was asked. I wouldn't want to deal with anyone else.

Responsiveness, Communication, Follow-up,

Julie was always avaible and would be sure to follow-up with me for any complicated questions that couldn't be answered on the spot. We appreciate her communication and time she took through the entire process.

The attention and professional touch Julie gave us with our refinance was top notch. I am happy to have gotten service with Julie and her team.

Thanks to Julie, I was able to secure a mortgage that perfectly fit my needs. I highly recommend Julie Smith to anyone looking for a trustworthy and skilled mortgage broker. Her expertise and personal touch made all the difference!

Julie is fantastic at her job and a great person, she made it personal

We really appreciate the seamless and efficient process. It made everything quick & easy for us . Thank you!

I was a first time home buyer and Julie did an amazing job explaining our options, as well as getting everything done (early I may add) for closing once we found our perfect home. I'll be recommending Julie and her team to everyone I know!

Julie was personable , kind, respectful, quick to respond to any questions or converns we may have had . Kept us in the loop and was very knowledgeable in what our options were. She is great.

Julie was attentive and quick to respond to all our questions. Very kind and personable.

Julie was great she made everything easy she is the best !

Julie was very helpful and informative through the entire home buying process! She made the entire process easy and seamless! I could not recommend Julie more!

Stephani and I would like to express our heartfelt gratitude for the outstanding support we received from both Julie and Chad throughout our home loan process. While the journey was not without its challenges, Julie and Chad’s exceptional teamwork, dedication, and expertise turned what could have been an overwhelming, and disappointing experience into a happy success story. Julie’s unwavering commitment to helping us through difficult moments was nothing short of extraordinary. Where others might have given up, Julie worked tirelessly to guide us with patience, creativity, and persistence. Chad was equally vital to ensuring a successful outcome—his attention to detail, proactive communication, and problem-solving skills provided us with the reassurance and clarity we needed during critical points. Together, Julie and Chad demonstrated an unparalleled level of professionalism and care that made all the difference for us. Their ability to work through obstacles and find solutions, all while maintaining a positive and supportive attitude, was truly remarkable. We are incredibly thankful for their efforts and would enthusiastically recommend Julie and Chad to anyone in need of a dedicated and capable team for their home loan needs. Thank you both for going above and beyond to make this process a success—we are so grateful!

Julie is always a joy to work with. She worked hard to get me the best possible rates. She went above and beyond to help me every step of the way!

Julie's communication and fast work

Julie made all the difference in my experience! This was my first time buying a home & I could not have done it without her. She was always available & thorough in her responses to any and all questions I had (and they were numerous). I am so grateful to her for her dedication, time & effort she put in for me.

Julie was awesome, she really went above and beyond to make my loan work in the best ways for my unique situation. I so appreciate all her hard work and patience

Julie Smith delivered exceptional Customer Service to my husband, Kevin and I during a very important financial decision of buying our PURE MICHIGAN dream home at the beginning of our retirement years !! From the moment we met until we closed on Title, Julie was friendly, professional, exceptional listener and great communicator to handle our questions and guide us throught the process of our Home loan. Chad was also very responsive to our questions and explaining numbers. We will highly recommend Julie Smith to our friends and family !! We have been blessed to work with Julie Smith ! Margo Thompson

Julie was very informative and efficient in guiding us through the process.

The knowledge of Julie cannot be matched! I love her!

Julie is very accommodating kind and helpful. Thank you so much for your help. your such an amazing person Julie.

JULIE THANK YOU 👍 SO MUCH 😀 WHAT BLESSING SHE WAS . SHE WAS GREAT IN HELPING US GET OUR FIRST HOME . SO GREATFUL VERY HELPFUL AND SO KIND AGAIN THANK YOU 😀 JULIE

Julie is a superstar. I will never use another lender.