Category: Uncategorized

MURFREESBORO, TN, (April 2018) — First Community Mortgage (FCM) has announced the promotion of Miguel Vega, to the Executive Team as Chief Diversity Officer/ SVP Business Development and Community Outreach.

Vega has been with FCM for almost 2 years, leading the Multi Cultural Lending Initiative (MCLI) team to great success since its development. The new position, reinforces the commitment of FCM with diversity and inclusion as well as focusing on serving multicultural markets and underserved communities. He has been the driving force behind FCM winning the honorable Mortgage Bankers Association (MBA) Diversity Award for market outreach in 2017.

“Miguel brought considerable leadership and inspiration to FCM’s community outreach efforts. Selfless passion and energy – this describes Miguel best,” said FCM EVP and Director of Lending, Andy Voyles. “He has shown what it takes to lead such a powerful initiative in such a diverse and exciting market here in Middle Tennessee. He embodies the meaning of hard work and dedication in helping families, who may not have thought they had the opportunity to own a home, reach their dreams of owning one.”

Miguel will be leading initiatives that impact diversity and inclusion, business strategy, and business development at FCM. He will be responsible for creating opportunities that define, assess, and promote diversity with educational and equal housing opportunities. He will also help the organization with cultural profieciency by generating a vision for corpoate growth and how to foster an environment of inclusiveness in relation to race, ethnicity, culture, gender, sexuality, nationality, ability, etc.

“FCM is excited to continue to see how Miguel will help the company grow in the right direction. We are a company that thrives on helping underserved families make their homeowning dreams a reality. We are thankful Miguel is such a big part of that,” said Voyles.

About First Community Mortgage

Founded in 2002, First Community Mortgage is a wholly owned subsidiary of First Community Bank of Tennessee. With its operations centers based in Nashville, Louisville, Columbus, and Kansas City, it is supported by retail branches and wholesale and correspondent relationships throughout the eastern half of the US. First Community Mortgage is a FNMA, FHLMC, and GNMA seller/servicer and offers mortgage solutions to consumers and financial institutions. With mortgage volume of $2.1 billion in 2016, First Community Mortgage was ranked the #1 lender for new construction homes for the past six years as published by Metrostudy and #8 for 2016 in the Nashville Business Journal’s Book of Lists.

For more information about First Community Mortgage and its services go to www.humanmortgage.com.

Lizzy Alignamath was sitting at her desk at work in Murfreesboro, TN when she got the call she’d been waiting months for. A baby in the NICU was ready to be adopted in Arizona and they would need to be there in the next few days.

Lizzy and her husband Randle started their adoption journey with dreams of this moment happening, in hopes they could start a family. With this news, they realized there was little time to figure out where to stay once they got to Tucson, AZ, so they could meet their new baby girl, Jubilee.

The Ronald McDonald House stepped up to help. They arrived in Tucson at midnight, overwhelmed with emotions, where they were greeted by a welcoming Ronald McDonald house employee. While Jubilee was getting the medical care she needed at the hospital and the interstate adoption process played out, Lizzy and Randle stayed at the Ronald McDonald house in Tucson. Not only did the Ronald McDonald House provide a shuttle back and forth to the hospital, so they could be with Jubilee, but they were provided meals by volunteers twice a day. After almost 3 weeks of calling The Ronald McDonald House home, they were finally able to bring Jubilee home! All of this was possible thanks to the donations given by people like you.

The Ronald McDonald House is just one of the charities that FCM Cares supports. Together, we can help transform people’s lives. Give a donation to FCM Cares today to help those in need. You never know just how important your donation can be!

Donate to FCM Cares today!: https://goo.gl/BqCisk

P.S. Don’t forget to ask your employer if they provide matching gifts for your donation.

*FCM Cares is a is a 501(c)(3) organization. Your contribution is tax deductible to the extent allowed by law.

It seems like every time you turn on the TV or read something online, someone’s being scammed.  It’s really hard to know how to protect yourself these days.

We care about your personal, financial and online safety so it’s a great time for all of us to focus on the Federal Trade Commission’s (FTC) National Consumer Protection Week coming up in early March.  Every year, the FTC launches an information campaign to help all of us learn how to better protect ourselves from con artists and scammers. This year the campaign is March 4 through March 10.

Right now is a great time to learn more about your rights as a consumer and how to avoid scams. The more we know, the better we can protect ourselves. Here are several key ways to protect yourself from being taken advantage of:

1. Scammers often pretend to be connected to companies you already do business with. Never send money or give out personal information in response to an unexpected request from a text, phone call, letter or an email.
2. Do some quick research. If you aren’t sure about a situation, type a company or product name into your favorite search engine along with words like “review,” “complaint” or “scam.” Or search for a phrase that describes your situation, like “IRS call.” You can even search for specific phone numbers to see if other people have reported them as scams. You can learn a lot by taking five minutes to check before you respond. 
3. Technology makes it easy for scammers to fake caller
   ID information, so the name and number you see on your Caller ID may not be real. If someone calls asking for money or personal information, hang up. If you think the caller might be telling the truth, call back to a number you know is genuine. Ask questions and trust your instincts.
4. A common scam is a phone call with credit or loan offers, mortgage assistance, or even a job. The caller often says you’ve won a prize, but first you have to pay taxes or fees. Don’t participate! If a situation sounds too good to be true, it probably is.

To register a complaint or get more information, call the Federal Trade Commission at 1.877.FTC.HELP (1.877.382.4357) or visit http://consumer.ftc.gov.  We want to help you protect yourself.  Stay safe!

Securing a mortgage pre-approval is an important first step in the home buying process. Whether you’re buying your first home or your fifth, this is an important step for success. Some of the benefits include:

• Determine Your Price Range – Knowing how much home you can afford helps you focus on the houses that fit in your budget.
• Greater Negotiation – Pre-approval offers you more flexibility on contract terms and negotiating the sales price, versus buyers who have not been pre-approved.
• Be a Strong Buyer – Sellers know your offer is reliable because your financing won’t fall through.
• Fast Track to Closing – Since much of your financial information will already be with your mortgage provider, this typically speeds up the closing process.

First Community Mortgage is here to help with this. Give us a call or apply online today.