Doug Bowdish

He made the process very smooth appreciate all his help!

Doug went above and beyond in not just one but two loans within a year and a half of each other. He overcame a number of obstacles - low credit, moving states, and a completely new line of work. Because of these our first loan had a high interest rate. However, when it came time Doug contacted me - yes you read that right - he contacted ME about refinancing. We were able to refinance for half the interest of the original loan. As a first-time home buyer I couldn't have asked for a better lender than Doug.

Doug was great to work with, he was able to help navigate the process and answer any questions that we had. We provided him with the needed information and he was able to run with it to complete the process and notify us when everything was ready.

My refinance with Doug with the best experience I've had with completing any mortgage. He was very clear on all of my requirement to complete the loan and was always available to answer any questions. If you need a loan, Doug is by far the best out there to assist.

We worked with Doug when we first bought our home in 2017. The whole process with Doug was so much easier compared to our first home purchase and first refinance. We had such a great experience in 2017 working with Doug that we worked with him again this year to do a refinance. It was the same great experience. He explained all our options and secured us the lowest rate and what fees could be waived. I don’t think we will be buying or refinancing for quite some time but if we do, we will definitely call Doug.

We originated our 30 year loan on our new home about 2 years ago. At the time, Doug Bowdish pulled off a miracle to get us out from under a bad situation with [the #1 mortgage lender]. When rates dropped, we looked at refinancing to a 20 year note. Doug was my first call. He gave me options and the best pricing I could find including low origination, a small lender credit and reasonable charges across the board. I continued to monitor rates and shop the loan - but there was no justification to switch lenders. In the end, we had some hiccups between the bank and the title company (normal) - all were managed well by Doug who delivered on all aspects, on time. I know everyone's deal will be different, but I will mention that with the change in rate and years, Doug and KS StateBank saved us roughly 1/2 of the interest over the life of the loan with a break even of <2 years for our refinance. I recommend both Doug Bowdish and KS StateBank without question.

Doug Bowdish and KS StateBank pulled off a mortgage miracle for my family. We were frustrated with our first lender and I reached out to a few others to see if I could change lenders. None of them would take it because of the tight turn time. Several said it was "impossible." Doug Bowdish was calm and confident that they could make our timeline. They delivered and we closed on time. What's more - we received better terms including rate than our first lender saving money on the front-end and a lot more over the life of the loan!I really wish we had engaged KS StateBank earlier in the process and avoided the heartburn of the other lender. Doug was up front and clear about what needed to happen. Doug was even-keeled and on-task, despite our moments of panic with balancing two lenders and the tight turn time. He was friendly and available at all times - I felt like I was working with an "old friend" to complete the transaction. Doug coordinated his staff and external groups quickly and accurately.When faced with any challenges, Doug evaluated and presented options clearly to us throughout the process. Adjustments that were made always had our interests and situation in mind.Bottom line: Doug Bowdish was able to take us from one lender who frustrated us with poor communication and terms changing to our detriment to KS StateBank where we settled on great terms, great service and saved a lot of money.

Doug was great to work with and KS State Bank had low rates and no fees on our VA loan. Compared offers with two other lenders and KS State Bank was the best and they were easy to work with.