Real Experiences

★ ★ ★ ★ ★

Joe and A.J were very communicative and were able to get everything done in a timely manner with excellent professionalism.

Ridvan H.
★ ★ ★ ★ ★

Joe was great! He helped us out when we were in a bind. He talked us through everything and was able to get us ready to close in a short amount of time. I HIGHLY recommend Joe .

Stephanie D.
★ ★ ★ ★ ★

Joe made it really easy and made us more confident in understanding the home buying expectations !

Lance H.
★ ★ ★ ★ ★

Constant communicatio, always available and no surprises or last minute issues

Sheila P.
★ ★ ★ ★ ★

Jow was able to get this done very quickly despite a couple of huddles thrown at us! Would def use again and recommen..

Angel P.
★ ★ ★ ★ ★

Extremely knowledgeable and very helpful

Darsh P.
★ ★ ★ ★ ★

Working with Mr. Joe Setting was truly a standout experience. As a loan officer, he brought a rare combination of professionalism, knowledge, and genuine care for me. He took the time to explain every step of the process, made sure I understood my options, and was always quick to respond to questions—no matter how small. What really sets Mr. Joe apart is how much he truly cared about helping me through this process. It never felt like just a transaction; it felt like a partnership. Thanks to Mr. Joe, what could’ve been a stressful process turned into one that was smooth, transparent, and even exciting all at the same time. I can’t recommend him highly enough and I will certainly be sending him to anyone of my peers who is ready to tackle the house buying process. Thank you so much for everything you’ve done. Your support, effort, and kindness truly meant the world. I genuinely appreciate the time, care, and thought you put into helping me — it didn’t go unnoticed. I’m incredibly grateful, and just wanted you to know how much I appreciate you. 10/10 experience without a doubt!

Brandon B.
★ ★ ★ ★ ★

I was able to get the loan that I needed for my new home. What was particularly outstanding was that I had a problem with Wells Fargo getting some information needed for the loan. So the next day Joe met me at the branch so if I encountered any more problems he would be there to help me deal with them. You don't see that kind of customer service everyday! Both Joe and Eric were a delight to deal with and I would hightly recomment both of them.

Nancy W.
★ ★ ★ ★ ★

Joey was a life saver working with us every step of the process. I am happy with how everything went. Joey literally worked with us around the clock answering my 10000 phone calls and sending multiple loan estimates and even came to closing which made us feel so comfortable and confident in this process. We 100% could not have got it done without his dedication, knowledge and willingness to help us . I already referred him to 2 people and will continue to do so. Thank you Joey for all your help were so happy with our purchase and how the process went. Thanks again Joey

Robert M.
★ ★ ★ ★ ★

Our experience was top notch. Joey's communication was excellent. Joey was literally there for us every step of the way giving us multiple loan estimates, answering our after hours phone calls and always answering every question or concern we had. He even assisted us at closing which was super helpful. We had a great experience and couldn't have been more happy and appreciative for the effort put in on Joey's side . We have already referred a few more people. We appreciate all his help and service. Thanks again Joey!!

Andrea M.

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