Ann M. Lafferty

She really helped this first-time buyer through the process with patience and humor. I can't recommend her enough!

EVERYTHING! Ann & Nicole are the absolute sweetest, and made every step of buying our first home an absolute dream. We could not have asked for a better team to work with. Efficient, communicative, and incredibly thorough. Got us our clear to close WEEKS before we actually closed on the home and it was an enormous relief. Can not say enough good things about them, and can't recommend them enough!

Ann was wonderful to work with. She was professional, responsive, and always prompt in answering our questions. My husband and I were first-time homebuyers, and Ann was always gracious and willing to explain the numbers and where we were in the process. Additionally, my husband and I had a really unique financial situation, and Ann had the foresight to get our information in front of an underwriter well before we were ready to make an offer. This was incredibly helpful and gave us the flexibility we needed to work with a tight timeline to close. We really appreciated her expertise, communication, and willingness to go the extra mile throughout the process.

Ann is the best! This is the second time we've worked with her and she's so supportive, quick to help with questions, and extremely knoweldgeable at her job. We wouldn't want to use anyone else!

Easy to work with, prompt, and very straightforward!

Ann made the process seamless and was very helpful!

Ann kept us inf every step of the way. She made our lives easy. I highly recommend Ann to anyone wanting to secure a mortgage for a home. Top quality person

Ann is a stellar communicator. She made sure we were informed every step of the way which was very reassuring as the Rules had changed since the last time we purchased a home. Ann was available for all our questions and even anticipated questions before we asked!

Ann was very communicative and wanted to make sure we were on the same page every step of the way!

Ann was a pleasure to work with. She was great with communication and checking in to make sure I was all clear with next steps.

Ann was fantastic to work with! She was prompt in her responses, kept closing on track, if she didn't have an answer she figured it out for me and was always available! I greatly appreciated having her on my team!

As a first-time homebuyer, I couldn't have asked for a better mortgage partner. Ann went above and beyond to help me get the best rate possible for my personal situation, and she was communicative and knowledgeable from start to finish. She was extremely helpful at explaining all closing costs, didn't assume I already knew everything, and truly went above and beyond to make sure I knew what to expect at every step. She was also responsive at the major touchpoints, and at each milestone she'd check in to let me know that things were moving forward. Ann was invaluable and truly looked out my best interests in a way that resulted in the best possible outcome. I can't thank her enough!

Ann was always available for questions/concerns

Ann is a wealth of knowledge and a joy to work with! She made our home buying experience much easier and was so kind throughout the process. We appreciate all of the work she did for us and would absolutely recommend her to anyone!

Ann is great to work with!

The eagerness to get it done as quickly as possible.

Ann was extremely communicative and dedicated to answering our questions- she was awes to work with on all fronts and helped us to make sure we knew everything we possibly could about the buying process!

Ann was extremly helpful every step of the way with our first homebuying experience. She was on top of any questions we had and made us extremely comfortable throughout the entire purchase! Highly recommend

Clear and consistent communication, friendly and easy to work with, always felt that everyone at FCM was on top of it. Great experience overall.

Ann is the most wonderful ! she answered every question and was always available whenever I needed her! She made me feel safe in ghis this process and someone I could totally rely on.

and her team are in constant communication. She made sure I locked in the best rate available. Overall excellent service.

Ann was extremely personable and helpful throughout the process of buying our first home. She went above and beyond by calling the seller's agent and reassuring that we were good buyers. The process of reaching clear to close was quick and painless. Thank you!

Incredibly smooth, transparent, and friendly process. While it was a business transaction, we were treated and addressed like friends.

AnnAnnwasverytimelywithhercom

Ann was very forthcoing with information that made this transition possible. She answer all questions in emails in a timely fashion.

Ann was fantastic! Great communication & walked me through every step of the process

Everything! The initial emails having security in mind was refreshing. With the amount of documents that would need to be filled out that contained sensitive information, it was great to know that it was being handled securely. The information Ann provided us was absolutely incredible and invaluable. As with making sure we understood everything that we had questions about. She and Nicole were also great at keeping us organized, throughout the entire process (truly a feat for the multiple processes, and our short timeframe) Finally, I absolutely love the amount of excitement, enthusiasm, and energy that Ann added to our experience

Ann kept me informed of everything that was happening with loan. She answered my questions in a timly fashion and was very helpful.

Ann was always on top of the ball, and was wonderful at guiding first time home buyers through the mortgage process.

Ann was very friendly, knowledgeable and a pleasure to work with!! She answered all and any questions i had in a timely manner and was very accommodating at keeping in touch outside of normal work hours! I would highly recommend her to anyone i know looking to buy a

Purchasing a house can be confusing and overwhelming, but not with Ann. She communicated every step, provided clear and detailed explanations and proactivily addressed and concerns or questions that may come up. The process was seamless and simple, I could not be happier!

Ann was really communicative and happy to answer all my questions. She made me really comfortable through the whole process.

Ann, did a wonderful job showing Interest in what the buyers like and made sure the buyers were well informed about the condition, and things one might have to do after the purchase.

excellent communication & breakdown of information. they stayed on top of things and were very polite and cordial to work with. will absolutely love to work with them again in the future!

Great customer service and response. Lots of communication through a very complicated process

Ann was very supportive and helpful. This was my first time buying a house alone and she made it go smoothly. I highly recommend her to anyone going the home purchasing process!

Ann and her team were great to work with. Ann was especially helpful in providing information on the current financing options and guiding us through the process. I was especially impressed with her regular and timely communication. Overall it was a great experience!

It is such a pleasure to work with Ann. She explains each step of the process so thoroughly and is always willing to answer questions. I can count on Ann to help when I need her.

Ann was responsive, knowledgeable, and incredibly helpful in explaining each step and answering all my questions along the way. I always appreciate her professionalism and support, and I’d highly recommend her to anyone navigating the mortgage process.

Ann was the best part of the home buying process. Always available, very educational, even there during closing. 10/10 would recommend

Ann is one of a kind. She was not only incredibly responsive, but also proactive in her communication: any time she was aware of something that might affect us, she never hesitated to reach out pre-emptively. Thanks to Ann, we always felt like we could make informed decisions and that Ann had our best interests in mind. We would not hesitate to work with Ann again and would certainly refer her to family and friends!

Ann was so supportive during the process of buying our first home. She was extremely knowledgeable throughout the entire process and provided us detailed answers to any questions we had and would follow up with information in writing so that we could look things over before making decisions. We never felt pressured by Ann and instead felt that we could trust her to guide us through important choices. I would highly recommend working with her! Ann is so upbeat and I also appreciated her energy and enthusiasm.

Unmatched communication, attention to detail, and flexibility. You don't necessarily need mortgages a lot, but I will use no one besides Ann in the future if I have a choice.

Ann was attentive, kind, not pushy, and efficient. She was genuinely interested in my husband and I's home buying jounrey. She was easy to communicate with and avaliable as often as she said she would be. We felt well taken care of throughout the whole home buying process.

Ann was great! She communicated efficiently and in a timely manner! She answered all of our questions with enthusiasm

She did a wonderful job helping us to understand and feel confident in a process that would have otherwise been a very overwhelming experience for a first time borrower. She was available at anytime, which was very comforting to know

Ann is very responsive, explains things clearly, and ensured our process went smoothly by anticipating potential issues and always providing clear information .

Ann and Nicole were very professional through the whole process. Their communication was top notch, which allowed a smooth process throughtout.

Great communication throughout the home buying process!

Ann was a great communicator, she explained everything in detail, and she was always available to answer questions any time of the day.

Ann was patient, answered all our questions, and helping me feel less anxious about the process once we got to chat. She was like a friend helping you out.

Ann was very communicative with us and had answers to every question we had! She really knows her stuff back and front and offered great advice to us when needed. I was referred to Ann by a friend and I'm so glad I went with her vs. a big bank for a more personalized experience. She made it feel like we were her only clients even though we know she is busy. This is our first home buying experience and it was seamless thanks to Ann!

Ann and her team went above and beyond to make sure everything was completed correctly and promptly.

I unexpectedly had to sell my house and buy a new property. Ann was extremely helpful through it all. She explained the steps of the process clearly and was always willing to answer any questions I had. Everything went quick and smooth and I am so grateful to Ann for making that happen. I would recommend her to anyone!

As a generational first time home buyer Ann and Nicole were absolutely fantastic! From concept, crying to closing they both were readily accessible and helped explained all the “whys” . My husband and I will be forever grateful.

The entire experience went very smooth!

My loan officer Ann made the whole process a breeze, from getting qualified to closing and beyond, Ann has been such a help!

Ann communicated well, worked closely with myself and my son to ensure that the process went smoothly. Showed us opportunities for lower mortgage rates

Ann was great to work with because she was very responsive and answered all of our questions as new home buyers!

Ann and her team made the whole process smooth and transparent.

As a first time home buyer without any experience in the real estate world, I had tons of questions and concerns at every step of the process and Ann was so helpful and supportive every step of the way. I could not have imagined getting this process Done without her help. I have already recommended her to numerous friends and will continue to do so.

Friendly and responsive communication. Helpful and clear guidance during all steps of the process.

Communication between FCM and our realtor was speedy and efficient.

Ann was super responsive and helpful. I could tell she was invested in our happiness and worked hard to ensure us the best loan.

We had a very complicated and difficult closing process and Ann was on top of it! She was able to help us navigate the parcels and easement on our property.

This was the EASIEST mortgage process I have EVER had, and I'm old! The application process was easy, the answers were quick, and the communication was prompt and courteous. I was kept informed throughout the process but not overwhelmed. I recommend Ann and her team to everyone.

Ann went above and beyond to make sure my husband and I had everything we needed for our mortgage loan.

Great communication, and follow through

Ann is very knowledgeable and tireless in her availability to help us!

Working with Ann was absolutely amazing. She was very knowledgeable and ultra responsive. For someone going through the mortgage process for the first time, this level of high-touch engagement was necessary. I never felt that I was bothering her, she welcomed all my questions and maintained high energy the entire time. Lastly, we ran into some challenges with the 3rd party managing my relocation benefits and Ann stepped right in to make sure we could close on time! I could not have picked a better partner in my home buying process.

Ann was always willing to answer questions and very communicative throughout the whole process!

Initially starting the process of buying a home for the first time was daunting and a bit overwhelming, but Ann’s wonderfully warm and friendly demeanor instantly made me feel at ease. I was very grateful and impressed by her fast communication and frequent check-ins. Her attentiveness made me feel cared for and assured during every step toward closing. I can’t emphasize enough how easy she made the whole experience with her guidance and readiness to help whenever I needed it. It was truly a pleasure to work with her and I would reach out to her again in a heart beat for future refinancing or purchasing.

As a first time home buyer, Ms. Lafferty was clear and supportive through the whole process. She always made herself open for questions.

Ann went above and beyond to make sure we could close early! The whole process was very smooth and easy!

Ann and Nicole were amazing to work with! I was a first-time home buyer and with Ann's guidance and insight, the entire process did not feel as stressful as I had been warned it would be. Ann was always available to answer all of my questions, super transparent and honest, and she really helped me understand each stage of the lending process. I feel very lucky to have been connected with her and could not have asked for a better team to work with during the buying of my first home!

Excellent communication throughout the process

Ann was there every step of the way to ensure I understood the process and was ready to buy my home! Her organization, attention to detail, and communication made the process easy for a first time home buyer.

What made the experience "great"? Response times, attention to detail, thorough explanations, and a servant-selling attitude by the entire team. Lastly, there was a true sense of urgency, which translates to showing the client that they matter. Everybody matters.

Prompt, knowledgeable, friendly.