Julie Smith

Julie Smith

Loan Originator

NMLS#: 441762

About Julie Smith

Miracle worker, angel, and life saver are just a few of the ways Julie Smith’s clients describe her. Born on the Northeast side of Grand Rapids to two hard-working, blue-collar parents, Julie was taught from a young age the importance of working hard and giving back; and that is exactly what Julie does on a day-to-day basis as a loan originator at First Community Mortgage. Her father was in the Navy Reserves, as well as a retired member of the GRPD, and her mother was a cardiac ultrasound tech. Julie works hard every day so that other people who work hard can enjoy all the benefits of homeownership.

Julie was introduced into the real estate industry over 19 years ago when she worked as a receptionist at Five Star Real Estate. She was instantly intrigued with the entire home buying process and within a couple of years, Julie had obtained her Real Estate Appraiser’s license. She truly enjoyed that side of the business, but was missing the client interaction part of the home buying process. So in 2010, she jumped at an opportunity to learn the financing side. She dove in headfirst, consuming every bit of knowledge from the best of the best in the industry!

Julie is now one of the most respected and trusted professionals in the Lending Industry, having helped thousands of families realize their dream of homeownership. Her customer service is second to none, always operating from the Golden Rule. Her gift is her ability to figure out any situation she is handed and then structure financing that makes sense for the client. She does not quit until she figures it out, an attribute she got from her upbringing. No loan originator operates with more passion and determination than Julie. Julie has helped over 200 families achieve their dreams of homeownership.

When Julie is not at work, she spends time with her daughter, Natalie. Julie is a sun lover who enjoys camping, golf and nature. Her favorite weekends are when she is surrounded by family, food and friends.


Address: 1188 East Paris Avenue SE, Suite 200 Grand Rapids, MI 49546

Cell Phone: 616-328-3269