USDA / Rural Development Loans

A no down payment loan option for those with low- to moderate-income levels.

USDA / Rural Development Loans

Loan Programs

USDA / Rural Development Loans

Like FCM, the United States Department of Agriculture (USDA) believes that providing affordable homeownership possibilities promotes prosperity, which helps the communities thrive and improves the quality of life in rural areas.

USDA loans offer 100% financing for those qualify. Read below to see if you may be eligible.

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    The property must be in an eligible rural area. Check to see if a property is eligible using USDA's location eligibility tool by clicking the button below.

    Check Location Eligibility
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    The applicant must be a U.S. citizen, U.S. non-citizen national, or Qualified Alien

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    The household income must be less than 115% of the median area income. To see if your income qualifies, use USDA's income eligibility tool by clicking the button below.

    Check Income Eligibility
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Have questions?

Not sure what loan program is right for you? We are here to help you step of the way. From qualifying to signing the paperwork, we want you to secure your piece of the American dream. Find a loan originator near you or fill out the form and someone will get in touch with you soon.